What is Debt Financing

Insights on venture debt.

Researching Debt Financing Companies? Here’s What You Should Look For

Similarity of Purpose Doesn’t Mean Solidarity of Service Just because debt financing companies offer similar funding doesn’t mean their offerings, service, and support are the same. In fact, the differences can sometimes be as fundamentally drastic as debt financing vs. equity financing. You could say that venture debt financing companies share a common goal: helping …Read More

What Can You Do with Debt Financing?

The Possibilities Are Endless Growing a business requires capital, plain and simple. You need to invest in new products and processes, expand sales and marketing initiatives, pay vendors for services, and more. Despite the growth you see, these expenses can quickly catch up to or even overtake existing capital or revenue — but that doesn’t …Read More

Debt Financing vs. Equity Financing: Understanding the Key Differences

One Growing Company, Two Growth Choices Growing a software as a service business is no easy task. Regardless of your industry or geography, acquiring new customers, growing existing relationships, attracting top-performing talent, and managing the numerous administrative requirements of a business takes a great deal of effort from business owners and leaders. But the one …Read More

Just What is Venture Debt Financing, and How Did It Start?

A Solid Standalone or a Strategic Supplement As a business owner focused on growing a SaaS company, you may be exploring options to get more working capital and continue your growth trajectory — or even expedite it. Whether you’ve been funding your growth since the company started or have already received VC investment, venture debt …Read More

Growing a SaaS Company? Here’s Why Venture Debt Financing Might Be Right for You

When Capital Prohibits Growth, What Are Your Options? For a growing subscription-based SaaS company, expenses can come close to or even exceed monthly recurring revenue (MRR) — creating cash flow challenges. Or, the business may simply need another infusion of capital beyond (or between) venture investments to propel growth. In either case, additional working capital …Read More

Craft Beers and SaaS Have More in Common Than You Might Think

There’s always a bit of fear when it comes to starting a new business. We should know—we started two of them in the last two years! The first was Sibling Revelry Brewery, a craft-brewing operation that began as a family passion project and has grown into a 3,600 barrel per year operation. The second was River …Read More

Don’t Assume You Need Venture Capital, Plus a Few Other Nuggets From SaaStr Annual 2017

Last month we attended the SaaStr Annual meeting. The three-day conference, now in its third year, featured more than 150 speakers spread across multiple stages, and close to 10,000 attendees. SaaStr definitely drew the elite when it comes to speakers. Some were high profile—Twilio, Veeva, Slack, Evernote, Oracle, Gainsight. Others were less known, but equally …Read More

Small SaaS Companies Need Capital Too: Three ways RSC is giving more capital options to underserved SaaS firms

By now, you’ve probably heard some of the many reasons growing Software-as-a-Service (SaaS) companies make excellent credit risks for lenders. These companies have market traction, customers and fixed/predictable revenue. They also have variable costs, meaning that they can scale up or trim their spending as needed to make the best use of the capital they …Read More

Year One In The Life Of River SaaS Capital

When I joined the family business 18 years ago, I was fresh out of college. Back then, River Capital Finance was in the process of becoming what it is today—but in those days we were still very young. We started out under the name MRK Leasing in the mid-90’s and were still a small broker, …Read More