What is Debt Financing

Insights on venture debt.

Author: Wendy Jarchow

Looking for a Lower Cost of Capital for Startups?

5-Minute Read When It Comes to Funding, Not All Options Are the Same Recently, we did a side-by-side comparison of equity vs. debt capital funding for growing SaaS companies. Both are outstanding options for organizations that have grown beyond the seed and early stages and are generating strong, stable, and sticky monthly recurring revenue (MRR). …Read More

What SaaS Equity Financing Is and How It Works

5-Minute Read What is SaaS Equity Financing? SaaS equity financing is receiving capital in exchange for ownership in a company. A number of options are available when it comes to equity financing, such as obtaining funding through an angel investor (a private individual willing to invest in a business), a venture capital firm (investment in …Read More

Equity vs Debt Capital Funding: Comparing the Costs

6-Minute Read How You Want to Grow Determines Which Way You Go SaaS companies looking to take their businesses to the next level may one day find themselves at a financial crossroads. In one direction, you have venture debt financing. In another, you have equity financing. Other options include angel investors and self-funding. Bank loans …Read More

Heading to Subscription Show 2019? Meet Us There

What to Expect at the Show This Year On your way to Subscription Show 2019? Here’s what you can expect. This three-day conference, produced by Subscription Insider, is focused on the business of subscriptions. With access to more than 70 learning sessions, case studies, workshops, educational content, and actionable strategies, you’ll learn how you can …Read More

Looking for a SaaS Line of Credit? Try These Options Instead

The Challenges of Traditional Lines of Credit While there are many different types of lines of credit for personal and business use. Homeowners have home equity lines of credit (HELOCs), and businesses can obtain a line of credit from a bank or other financial institution. But when it comes to a SaaS line of credit, …Read More

Why River SaaS Capital Doesn’t Take Loan Warrants

What Are Loan Warrants? There are a number of financial mechanisms and loan conditions that lenders can utilize to both strengthen and secure their agreements with clients. These include covenants, guarantees, and loan warrants. While these are intended to protect both the lender and the borrower, there is often a fair amount of confusion around …Read More

3 Benefits of SaaS for Small Business

SMBs Are the Core of the American Economy When you consider the number of businesses in the United States, you know that the figure stands in the millions. But what often comes to mind first are the enterprises and powerhouses that dominate headlines and our everyday lives. We’re also familiar with the mid-market companies that …Read More

Why the Flexibility of SaaS is More Important Than Ever

One of the Greatest Advantages of SaaS is Flexibility As a SaaS company, there is an incredibly valuable aspect to your platform that you absolutely need to be utilizing in your growth strategy: flexibility. This includes your marketing campaigns and tactics, your sales strategy and all that entails, and your customer support/success processes. The flexibility …Read More

Using the Benefits of SaaS to Support Business Growth

Understanding > Growth Across the board, organizations are adopting SaaS platforms in their technology stacks. Research shows that organizations with >250 employees use >100 SaaS applications, while small firms of <50 employees use between 25–50 SaaS solutions on average. From new productivity suites to tools that automate numerous internal functions, the benefits of SaaS and its …Read More

River SaaS Capital Announces Expansion of Financing Solutions, Launch of Equity Investment Capabilities

Cleveland, OH — August 26, 2019 — River SaaS Capital (RSC) is pleased to announce it has expanded its financing capabilities to include equity-based solutions. This offering will complement the firm’s existing debt solutions for Software-as-a-Service (SaaS) companies located in the United States. “Conversations with our growing portfolio of borrowers have suggested the need for …Read More