What is Debt Financing

Insights on venture debt.

Author: Wendy Jarchow

What Can You Do with Debt Financing?

The Possibilities Are Endless Growing a business requires capital, plain and simple. You need to invest in new products and processes, expand sales and marketing initiatives, pay vendors for services, and more. Despite the growth you see, these expenses can quickly catch up to or even overtake existing capital or revenue — but that doesn’t …Read More

Debt Financing vs. Equity Financing: Understanding the Key Differences

One Growing Company, Two Growth Choices Growing a software as a service business is no easy task. Regardless of your industry or geography, acquiring new customers, growing existing relationships, attracting top-performing talent, and managing the numerous administrative requirements of a business takes a great deal of effort from business owners and leaders. But the one …Read More

Just What is Venture Debt Financing, and How Did It Start?

A Solid Standalone or a Strategic Supplement As a business owner focused on growing a SaaS company, you may be exploring options to get more working capital and continue your growth trajectory — or even expedite it. Whether you’ve been funding your growth since the company started or have already received VC investment, venture debt …Read More

Growing a SaaS Company? Here’s Why Venture Debt Financing Might Be Right for You

When Capital Prohibits Growth, What Are Your Options? For a growing subscription-based SaaS company, expenses can come close to or even exceed monthly recurring revenue (MRR) — creating cash flow challenges. Or, the business may simply need another infusion of capital beyond (or between) venture investments to propel growth. In either case, additional working capital …Read More

Don’t Assume You Need Venture Capital, Plus a Few Other Nuggets From SaaStr Annual 2017

Last month we attended the SaaStr Annual meeting. The three-day conference, now in its third year, featured more than 150 speakers spread across multiple stages, and close to 10,000 attendees. SaaStr definitely drew the elite when it comes to speakers. Some were high profile—Twilio, Veeva, Slack, Evernote, Oracle, Gainsight. Others were less known, but equally …Read More

Small SaaS Companies Need Capital Too: Three ways RSC is giving more capital options to underserved SaaS firms

By now, you’ve probably heard some of the many reasons growing Software-as-a-Service (SaaS) companies make excellent credit risks for lenders. These companies have market traction, customers and fixed/predictable revenue. They also have variable costs, meaning that they can scale up or trim their spending as needed to make the best use of the capital they …Read More

Debt vs. Equity: Why Not Both?

In previous posts we’ve covered some of the reasons lenders love SaaS companies, explained why SaaS companies should be considering debt-based capital options in lieu of traditional equity-based investments and even offered tips on how to find the right lender for you. What we haven’t discussed is how well debt-based options can work alongside equity investments …Read More

Five Takeaways From The 2016 Women Who Fund Forum

Last month, I was fortunate enough to moderate a panel discussion at the second annual Women Who Fund Forum, held in conjunction with the annual Michigan Private Equity Conference at The University of Michigan’s Ross School of Business. My panel, like the event itself, was focused on connecting and engaging women business leaders, investors and …Read More