Growth Without Limits

River SaaS Capital provides discerning advice and non-dilutive capital to early-stage, high-growth SaaS businesses helping founders drive milestones and achieve success.

We help high-margin SaaS companies reach their full potential through fast and flexible alternative venture financing.

We have a financing solution for you.
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Discover how we’ve helped SaaS companies achieve their goals.

Learn about venture financing options and other SaaS industry trends in our blog.

What is venture debt?

Venture debt is a special type of debt financing that allows fast-growing companies to obtain non-dilutive capital, as they can borrow against their recurring revenue stream. Venture debt can be used on its own by companies who are self-funding their growth or used to complement equity-based venture capital investment at various stages.

How can equity complement debt financing?

As a SaaS business matures, its capital needs generally shift, making equity a strategic option. Equity financing does not require principal and interest payments and can be obtained while your current debt package is still in use. There’s no requirement to satisfy your debt obligation prior to obtaining equity, so it remains a strategic growth capital tool that can be used as needed to satisfy your current growth status and future goals.

How do dilutive and non-dilutive capital differ?

Dilutive capital is funding that involves giving up a percentage of ownership in your business. Non-dilutive capital does not involve equity, so it allows you to use the money received and run your business with complete control. While both dilutive and non-dilutive capital have benefits, the decision between them depends on your specific goals.

What is our venture debt criteria?

Venture debt financing from River SaaS Capital is designed to support your success from the beginning of our relationship to the day you decide to pursue other solutions or exit. Whether you’re looking to accelerate your sales and marketing efforts or are considering debt funding for another strategic purpose, we offer the terms and flexibility you need to achieve your growth goals.

Recent Blogs

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SaaS Customer Engagement: Focus on the Right Fit

With SaaS customer engagement, understanding where to focus your efforts is essential. Learn how debt funding prioritizes the right audience.

ZynBit Success Story

We know not all capital is created equally. We partner with our borrowers by providing growth funding without diluting ownership. You can use the capital to invest in scaling your business while maintaining full control and ownership. “We are obsessed with the success of our borrowers.” said Matt Kennedy, President of River SaaS Capital. “With …Read More

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Seed Stage Companies

Seed stage companies are generally pre-revenue or are not generating enough monthly recurring revenue (MRR) to qualify for venture debt.

But if you are generating at least some MRR and showing signs of product/market fit, we would love to talk about how we can help.

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Growth Stage Companies

Grow your business aggressively, while preserving your ownership stake in the process.

Have you achieved product/market fit and accelerating growth? Find out how our financing solutions can help you continue to grow, extend your runway or allow you some financial flexibility.

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Scaling Companies

Use our financing solutions to overcome growth plateaus to take your business to the next level.

As you continue to scale your business, find out how a partnership with River SaaS can help you enter new markets, onboard critical talent or expand your sales and marketing efforts.

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