River SaaS Capital, SaaS lenders that help you continue growing.
How River SaaS Capital Became Trusted SaaS Lenders
River SaaS Capital was founded in 2015 as a provider of alternative venture financing to early-stage SaaS companies throughout the U.S. Proudly based in Cleveland, Ohio, as established SaaS lenders, we offer alternative financing models, entrepreneurship mentoring, and a long-term, partnership-based approach.
At River SaaS Capital, our goal is to help our borrowers grow, and we recognize that providing cash through SaaS lending is only one piece of the puzzle. Along with our knowledge of and passion for technology, we have the precise blend of talent to help early-stage technology companies grow their business.
The leaders behind River SaaS, and our parent company River Capital Finance, bring more than 100 years of combined lending, credit and operational success — experience we bring to bear with each one of our portfolio companies.
Meet Our Expert SaaS Lenders At River SaaS Capital — Fund Leadership Team

Matthew Kennedy
President, River Capital Finance; Co-Managing Member, TruWest Companies
Matt is president of River SaaS Capital’s parent company, River Capital Finance and Co-Managing Member of TruWest Companies, the parent organization of River Capital Finance. In these roles, he is responsible for the development and implementation of high-level strategic sales plans to drive revenue and ultimately increase market share.
Matt founded River SaaS Capital to help founders grow their dreams while protecting their ownership.

Joe Granzier
Chief Development Officer, River SaaS Capital
Joe is Chief Development Officer of River SaaS Capital. He manages River SaaS Capital’s investor relations and devises strategies for fund growth.
Before joining River SaaS, Joe spent over 30 years in high-net worth portfolio management, corporate retirement plan consulting and education funding strategies. He has worked for both public financial conglomerates as well as smaller boutique investment firms and has been a participant in the esteemed Securities Institute Association (SIA) at the Wharton School of Business, University of Pennsylvania.
Joe holds multiple industry licenses (6, 66, 7, life, health, LTC) and is a certified Accredited Investment Fiduciary (AIF).
Meet Our Expert SaaS Lenders — Deal Review Committee

Michael Kennedy
Chief Executive Officer, TruWest Companies

Matthew Kennedy
Co-Managing Member, TruWest Companies

Sean Kennedy
Co-Managing Member, TruWest Companies

Joe Granzier
Chief Development Officer, River SaaS Capital
Our Service Providers





Contact River SaaS Capital Today
When you require strategic growth insight and fast, flexible funding that sets you up for success and is tailored to your needs, turn to River SaaS Capital. Our skilled SaaS lenders are prepared to help you discover your ideal financing solutions and support your growth.
“Accessing capital is one of the biggest challenges facing young companies in the Midwest. Debt-based options from lenders like River SaaS Capital are becoming an increasingly important piece of the solution for young software startups — especially SaaS startups.”
Ray Leach
CEO, JumpStart, Inc.

