SaaS lenders that help you continue growing.
How We Became Trusted SaaS Lenders
River SaaS Capital was founded in 2015 as a provider of alternative venture financing to early-stage SaaS companies throughout the U.S. Proudly based in Cleveland, Ohio, as established SaaS lenders, we offer alternative financing models, entrepreneurship mentoring, and a long-term, partnership-based approach.
At River SaaS Capital, our goal is to help our borrowers grow, and we recognize that providing cash through SaaS lending is only one piece of the puzzle. Along with our knowledge of and passion for technology, we have the precise blend of talent to help early-stage technology companies grow their business.
The leaders behind River SaaS, and our parent company River Capital Finance, bring more than 100 years of combined lending, credit and operational success — experience we bring to bear with each one of our portfolio companies.
Meet Our Expert SaaS Lenders — Fund Leadership Team
Matthew Kennedy
President, River Capital Finance; Co-Managing Member, TruWest Companies
Matt is president of River SaaS Capital’s parent company, River Capital Finance and Co-Managing Member of TruWest Companies, the parent organization of River Capital Finance. In these roles, he is responsible for the development and implementation of high-level strategic sales plans to drive revenue and ultimately increase market share.
Matt founded River SaaS Capital to help founders grow their dreams while protecting their ownership.
Wendy Jarchow
Chief Investment Officer, River SaaS Capital
Wendy is Chief Investment Officer of River SaaS Capital. She leads the company’s due diligence and lending activities to help growing SaaS businesses fund their growth plans with non-dilutive capital and manages the company’s portfolio of loans.
Wendy has over 20 years of experience working at large financial institutions and venture funds where she has held diverse business roles, including business development, risk management, access to capital through venture investing, and strategic planning and implementation. Prior to joining River SaaS Capital in June 2016, Wendy was a Venture Partner at JumpStart, a Northeast Ohio Venture Development Organization where she assisted client companies with developing funding strategies and secured capital for both start-ups and scaleup businesses.
Joe Granzier, River SaaS Capital
Chief Development Officer
Joe is Chief Development Officer of River SaaS Capital. He manages River SaaS Capital’s investor relations and devises strategies for fund growth.
Before joining River SaaS, Joe spent over 30 years in high-net worth portfolio management, corporate retirement plan consulting and education funding strategies. He has worked for both public financial conglomerates as well as smaller boutique investment firms and has been a participant in the esteemed Securities Institute Association (SIA) at the Wharton School of Business, University of Pennsylvania.
Joe holds multiple industry licenses (6, 66, 7, life, health, LTC) and is a certified Accredited Investment Fiduciary (AIF).
Meet Our Expert SaaS Lenders — Deal Review Committee
Our Service Providers
“Accessing capital is one of the biggest challenges facing young companies in the Midwest. Debt-based options from lenders like River SaaS Capital are becoming an increasingly important piece of the solution for young software startups — especially SaaS startups.”
Ray Leach
CEO, JumpStart, Inc.